Survivor Benefits
Canada Pension Plan
CPP survivor benefits are paid to the deceased contributor's estate, surviving spouse and dependent children. There are three types of benefits.
The CPP Death Benefit is a one-time, lump-sum payment made to the deceased contributor's estate. If there is no estate, the person responsible for the funeral expenses, the surviving spouse or the next of kin may be eligible, in that order. Up to a maxium of $2500.00
The CPP Surviving Spouse's Pension is paid to the person who, at the time of death, is the legal or common-law spouse of the deceased contributor. If you are a separated spouse and there is no cohabiting common-law spouse, you may qualify for this benefit.
The Children's Benefit is paid to the natural or adopted child of the deceased contributor, or a child in the care and control of the deceased contributor at the time of death. The child must be either under age 18, or between the ages of 18 and 25 and in full time attendance at a recognized institution.
It is important to apply for CPP benefits. If you do not apply, you may lose benefits you are entitled to receive.
For your survivors to be eligible, you must have made contributions to the Canada Pension Plan for at least three years. If your CPP "contributory period" is longer than nine years, you must have contributed in:
One third of the calendar years in your contributory period, or
10 calendar years, whichever is less.
For more information about CPP Survivor Benefits please contact us for a copy of the booklet "Survivor Benefits" or call Old Age Security Canada Pension Plan at 1-800-277-9914 (English) or 1-800-277-9915 (French). If you use a TDD/TTY device please call 1-800-255-4786. They also have a web site:
http://www.hrsdc.gc.ca/asp/gateway.asp?hr=en/isp/cpp/cpptoc.shtml&hs=cpr
We at H.C. Lindsay Funeral Home will help you complete any and all of your CPP forms at your time of need. Please feel free to ask for our assistance.
Social Assistance
The Department of Social Services has a benefit program for specified funeral service including a casket, transportation, grave with opening & closing or cremation service for those who die without an estate or financial resources. We will be glad to help you inquire for this benefit or in Lunenburg Co. Nova Scotia please contact 543-5527 for more information.
Worker's Compensation
The worker's Compensation Board may have a benefit that will be paid to the estate of the deceased if the death occurs as a result of an accident or other circumstance occurring in the work place. You will have to contact the Worker's Compensation Board for more information or to apply for this benefit. In Nova Scotia call 1-800-870-3331 (mainland); 1-800-880-0003 (Cape Breton) or click on the link above for there web site.
Veteran's Benefits
A veteran may qualify for a full or partial benefit from the following agency:
Last Post Fund: A veteran could be eligible for a grant under the Last Post Fund. In addition to the funeral service, casket, memorial marker it will also compensate families for other expenses such as transportation, special handling charges, cremation. The Last Post Fund will also pay the applicable taxes in addition to the grant. For more information on this benefit please contact us, click on the link above or you may call the Last Post Fund. In Nova Scotia call at 1-800-565-4777.
Department of National Defense
The Department of National Defense (DND), Canadian Armed Forces, have a grant towards funeral expenses for any member who dies during active duty. To inquire for this benefit you will have to contact the Canadian Forces Base the deceased was station at time of death.
R.C.M.P.
Members of the Royal Canadian Mounted Police and their immediate families can apply for a grant towards funeral expenses. To inquire for this benefit please contact the detachment were the deceased was station at time of death.
Company & Union Benefits
If the deceased was working there may be benefits available from the employer or the union.
Life Insurance
This is one of the most common type of survivor benefits. We can assist you with documentation that the insurance company may require. Depending on the insurance company, a Funeral Director's Statement of Death or Funeral Director's Statement of Cremation should be the only document you may need from the funeral home to process your claim. If your insurance company requires a Death Certificate you will have to order a copy from the Nova Scotia Department of Vital Statistics. You can contact them at: 1-877-848-2578
Fraternal Organizations
A number of fraternal organizations have death benefits for there members families. Since many of these benefits are unclaimed because families do not know of them it is a good idea to talk to your funeral director about the clubs, lodges or associations which the deceased was a member of. The funeral director may know of these benefits or a contact person to enquire about benefits of the organizations to which the deceased belonged.
Compassionate Travel Policy
Many airlines have a Compassionate Travel policies, if you must travel due to a death in the immediate family you may be eligible for a partial refund or a discount at the time of travel. If you are applying for a refund you will be required to fill out an application form from the airline. You will also require a document "Funeral Director's Statement of Death" or "Funeral Director's Statement of Cremation" either is available from the funeral home. If the airline will give a discount at time of travel they will require the name of the funeral home and there telephone number. They will call and confirm that the death has occurred and that the funeral home is conducting the service. For detailed information on this benefit please contact the airline you are traveling with. Also you may want to keep in mind that many Hotels & Motels have reduced rates for people traveling for the funeral of a family member.
Canada Pension Plan
CPP survivor benefits are paid to the deceased contributor's estate, surviving spouse and dependent children. There are three types of benefits.
The CPP Death Benefit is a one-time, lump-sum payment made to the deceased contributor's estate. If there is no estate, the person responsible for the funeral expenses, the surviving spouse or the next of kin may be eligible, in that order. Up to a maxium of $2500.00
The CPP Surviving Spouse's Pension is paid to the person who, at the time of death, is the legal or common-law spouse of the deceased contributor. If you are a separated spouse and there is no cohabiting common-law spouse, you may qualify for this benefit.
The Children's Benefit is paid to the natural or adopted child of the deceased contributor, or a child in the care and control of the deceased contributor at the time of death. The child must be either under age 18, or between the ages of 18 and 25 and in full time attendance at a recognized institution.
It is important to apply for CPP benefits. If you do not apply, you may lose benefits you are entitled to receive.
For your survivors to be eligible, you must have made contributions to the Canada Pension Plan for at least three years. If your CPP "contributory period" is longer than nine years, you must have contributed in:
One third of the calendar years in your contributory period, or
10 calendar years, whichever is less.
For more information about CPP Survivor Benefits please contact us for a copy of the booklet "Survivor Benefits" or call Old Age Security Canada Pension Plan at 1-800-277-9914 (English) or 1-800-277-9915 (French). If you use a TDD/TTY device please call 1-800-255-4786. They also have a web site:
http://www.hrsdc.gc.ca/asp/gateway.asp?hr=en/isp/cpp/cpptoc.shtml&hs=cpr
We at H.C. Lindsay Funeral Home will help you complete any and all of your CPP forms at your time of need. Please feel free to ask for our assistance.
Social Assistance
The Department of Social Services has a benefit program for specified funeral service including a casket, transportation, grave with opening & closing or cremation service for those who die without an estate or financial resources. We will be glad to help you inquire for this benefit or in Lunenburg Co. Nova Scotia please contact 543-5527 for more information.
Worker's Compensation
The worker's Compensation Board may have a benefit that will be paid to the estate of the deceased if the death occurs as a result of an accident or other circumstance occurring in the work place. You will have to contact the Worker's Compensation Board for more information or to apply for this benefit. In Nova Scotia call 1-800-870-3331 (mainland); 1-800-880-0003 (Cape Breton) or click on the link above for there web site.
Veteran's Benefits
A veteran may qualify for a full or partial benefit from the following agency:
Last Post Fund: A veteran could be eligible for a grant under the Last Post Fund. In addition to the funeral service, casket, memorial marker it will also compensate families for other expenses such as transportation, special handling charges, cremation. The Last Post Fund will also pay the applicable taxes in addition to the grant. For more information on this benefit please contact us, click on the link above or you may call the Last Post Fund. In Nova Scotia call at 1-800-565-4777.
Department of National Defense
The Department of National Defense (DND), Canadian Armed Forces, have a grant towards funeral expenses for any member who dies during active duty. To inquire for this benefit you will have to contact the Canadian Forces Base the deceased was station at time of death.
R.C.M.P.
Members of the Royal Canadian Mounted Police and their immediate families can apply for a grant towards funeral expenses. To inquire for this benefit please contact the detachment were the deceased was station at time of death.
Company & Union Benefits
If the deceased was working there may be benefits available from the employer or the union.
Life Insurance
This is one of the most common type of survivor benefits. We can assist you with documentation that the insurance company may require. Depending on the insurance company, a Funeral Director's Statement of Death or Funeral Director's Statement of Cremation should be the only document you may need from the funeral home to process your claim. If your insurance company requires a Death Certificate you will have to order a copy from the Nova Scotia Department of Vital Statistics. You can contact them at: 1-877-848-2578
Fraternal Organizations
A number of fraternal organizations have death benefits for there members families. Since many of these benefits are unclaimed because families do not know of them it is a good idea to talk to your funeral director about the clubs, lodges or associations which the deceased was a member of. The funeral director may know of these benefits or a contact person to enquire about benefits of the organizations to which the deceased belonged.
Compassionate Travel Policy
Many airlines have a Compassionate Travel policies, if you must travel due to a death in the immediate family you may be eligible for a partial refund or a discount at the time of travel. If you are applying for a refund you will be required to fill out an application form from the airline. You will also require a document "Funeral Director's Statement of Death" or "Funeral Director's Statement of Cremation" either is available from the funeral home. If the airline will give a discount at time of travel they will require the name of the funeral home and there telephone number. They will call and confirm that the death has occurred and that the funeral home is conducting the service. For detailed information on this benefit please contact the airline you are traveling with. Also you may want to keep in mind that many Hotels & Motels have reduced rates for people traveling for the funeral of a family member.
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